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Private passenger auto insurance is perhaps the most commonly used and known form of insurance. States are now requiring minimum levels of liability insurance to protect others in the event you are liable for an accident. It is this insurance policy which can also protect you and your vehicle should something happen. Most people, however, don't know what coverages are available, and often don't carry the best coverage they can. This is where the Independent Agent's role becomes important. As your insurance agent, it is our job to evaluate your family's coverage and make recommendations based on our experience.
There are several important things to keep in mind when shopping for auto insurance. These may include:
  • Know what coverages are included with your auto policy and which can be added via endorsement.
  • Don't buy auto insurance based solely on price, the way a company handles your claim in the event of a loss can make a big difference in the way an auto accident impacts your life
  • Make sure you're "comparing apples to apples". Some companies will quote you minimum coverages to get you in the door.
  • Is having your own agent, a person you can sit with, face to face, important to you? Many telephone and internet insurance companies deal strictly over the phone or internet. You never know who will answer your question when you call.

For more information on auto coverages available, or if you would like us to provide you with a free quote on auto insurance, please select from the choices below. As always, if you have further questions or need more information, please contact one of our agents today.

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