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Life   Insurance

Life insurance should be part of your long-term financial planning, right along with your savings and other investment strategies. While no one likes to think about it, death can be costly to your loved ones. The costs or debt left behind can stem from a number of sources:
  • Burial costs
  • Mortgage payments
  • School tuition for the kids
  • Day care costs if the surviving partner must take on a new job or work more hours.
The proceeds from a life insurance policy can be of tremendous value at that difficult time. They provide economic assistance to your family, allowing them to pay off any resulting expenses, take time off of work, and continue to maintain the lifestyle they're accustomed to.

There are two basic types of life insurance policies. Term life insurance and permanent or whole life insurance. Term provides benefits for a fixed time frame, perhaps 30 years, whereas whole-life insurance provides more long term financial protection.

Both policies have their strong points, and every situation is different. As such, we ask you to contact one of our qualified agents today. Let us help you figure out which policy best suits your individual needs. We represent the following life insurance companies: